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  <title>The Dimesum blog</title>
  <link>https://dimesum.com/blog/</link>
  <description>How a money share tracking app is built: the ledger, the money maths, the AI, and the art direction.</description>
  <language>en</language>
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    <title>Why your split bills never seem to add up right</title>
    <link>https://dimesum.com/blog/why-shared-balances-never-add-up</link>
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    <pubDate>Tue, 22 Sep 2026 09:00:00 GMT</pubDate>
    <description>A group balance that won't add up isn't your maths. When you split bills, it's one of four causes: rounding, a currency, an edit, or someone who left.</description>
  </item>
  <item>
    <title>Tracking shared expenses without becoming the accountant</title>
    <link>https://dimesum.com/blog/tracking-shared-expenses</link>
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    <pubDate>Tue, 22 Sep 2026 09:00:00 GMT</pubDate>
    <description>Tracking shared expenses in a flat means remembering, asking and looking mean. Here is what to capture, and how a shared ledger carries it instead.</description>
  </item>
  <item>
    <title>Splitting utility bills without a monthly argument</title>
    <link>https://dimesum.com/blog/splitting-utility-bills</link>
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    <pubDate>Tue, 22 Sep 2026 09:00:00 GMT</pubDate>
    <description>Splitting utility bills fairly: split what everyone uses equally, split what one person uses by use, and follow a full quarter worked out to the cent.</description>
  </item>
  <item>
    <title>Splitting bills with a partner: fifty fifty or by income</title>
    <link>https://dimesum.com/blog/splitting-bills-with-a-partner</link>
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    <pubDate>Tue, 22 Sep 2026 09:00:00 GMT</pubDate>
    <description>Splitting bills with a partner when you earn different amounts: compare fifty fifty, by income, and a shared pot, with one worked example you can recompute.</description>
  </item>
  <item>
    <title>The rent split calculator that ends the argument</title>
    <link>https://dimesum.com/blog/split-rent-by-room-and-income</link>
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    <pubDate>Tue, 22 Sep 2026 09:00:00 GMT</pubDate>
    <description>A rent split calculator only does the sum. Here is how to choose the method, split 2,400 by area, income or ensuite, and defend the number tonight.</description>
  </item>
  <item>
    <title>The split expenses calculator method, in four steps</title>
    <link>https://dimesum.com/blog/split-expenses-calculator-method</link>
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    <pubDate>Tue, 22 Sep 2026 09:00:00 GMT</pubDate>
    <description>A split expenses calculator totals what each person paid, totals what each owes, finds every net position, then settles the group in the fewest transfers.</description>
  </item>
  <item>
    <title>A template for expense tracking, in five columns</title>
    <link>https://dimesum.com/blog/shared-expense-tracker-template</link>
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    <pubDate>Tue, 22 Sep 2026 09:00:00 GMT</pubDate>
    <description>This template for expense tracking gives you five columns, one formula for balances, and the four things a spreadsheet will never do for your flat or trip.</description>
  </item>
  <item>
    <title>Best rent split apps: 11 ranked for month four</title>
    <link>https://dimesum.com/blog/rent-split-apps-compared</link>
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    <pubDate>Tue, 22 Sep 2026 09:00:00 GMT</pubDate>
    <description>We ranked 11 rent split apps on what rent really tests: an edit that keeps history, balances per currency, fewer transfers, and getting your data out.</description>
  </item>
  <item>
    <title>How to split payment rent between four flatmates</title>
    <link>https://dimesum.com/blog/paying-one-rent-from-four-accounts</link>
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    <pubDate>Tue, 22 Sep 2026 09:00:00 GMT</pubDate>
    <description>One name on the lease and four people owing in. Here is how to split payment rent every month without a short month, a bounced transfer, or a fight.</description>
  </item>
  <item>
    <title>Joint bank account or separate: what actually decides it</title>
    <link>https://dimesum.com/blog/joint-account-or-separate</link>
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    <pubDate>Tue, 22 Sep 2026 09:00:00 GMT</pubDate>
    <description>A joint bank account decides where your shared money sits, not who owes what. Here's a worked example, the three arrangements, and what to agree first.</description>
  </item>
  <item>
    <title>How to split a bill without the awkward math</title>
    <link>https://dimesum.com/blog/how-to-split-a-bill</link>
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    <pubDate>Tue, 22 Sep 2026 09:00:00 GMT</pubDate>
    <description>Learn how to split a bill fast: divide by the table, pull out shared dishes, and let tax and tip follow each order. A worked example you can recompute.</description>
  </item>
  <item>
    <title>Bill splitting statistics: 24 sourced numbers</title>
    <link>https://dimesum.com/blog/bill-splitting-statistics</link>
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    <pubDate>Tue, 22 Sep 2026 09:00:00 GMT</pubDate>
    <description>Bill splitting statistics with every figure sourced: how often groups split, what goes unpaid between friends, and what a trip abroad quietly costs.</description>
  </item>
  <item>
    <title>Best bill splitting apps: 11 ranked on what lasts</title>
    <link>https://dimesum.com/blog/bill-splitting-apps-compared</link>
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    <pubDate>Tue, 22 Sep 2026 09:00:00 GMT</pubDate>
    <description>We ranked 11 bill splitting apps on the four things that decide it: edits that keep history, per-currency balances, fewer transfers, and a clean exit.</description>
  </item>
  <item>
    <title>We deleted our natural language expense parser</title>
    <link>https://dimesum.com/blog/we-deleted-our-expense-parser</link>
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    <pubDate>Sat, 29 Aug 2026 09:00:00 GMT</pubDate>
    <description>Dimesum deleted its rules-based natural language expense parsing after four money bugs, and shipped one refusal rule that returns a number or nothing.</description>
  </item>
  <item>
    <title>The rent split guide: divide rent with roommates fairly</title>
    <link>https://dimesum.com/blog/split-rent-with-roommates</link>
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    <pubDate>Sat, 29 Aug 2026 09:00:00 GMT</pubDate>
    <description>A practical rent split guide: divide rent by room size or income, prorate a mid-month move, and split utilities by a different rule. Worked $2,400 example.</description>
  </item>
  <item>
    <title>How to split an itemized bill when one dish wasn't shared</title>
    <link>https://dimesum.com/blog/split-a-restaurant-bill-fairly</link>
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    <pubDate>Sat, 29 Aug 2026 09:00:00 GMT</pubDate>
    <description>Split an itemized bill line by line: name who ate what, let the total derive from the lines, and allocate tax and tip by what each person ate.</description>
  </item>
  <item>
    <title>Settle up: how to clear group expenses in fewer transfers</title>
    <link>https://dimesum.com/blog/settle-up-group-expenses</link>
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    <pubDate>Sat, 29 Aug 2026 09:00:00 GMT</pubDate>
    <description>What settle up means and how to do it: net every balance instead of repaying receipts, clear a group in at most n-1 transfers, and confirm both sides agree.</description>
  </item>
  <item>
    <title>Six money bugs in multi-currency expense splitting</title>
    <link>https://dimesum.com/blog/multi-currency-money-bugs</link>
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    <pubDate>Sat, 29 Aug 2026 09:00:00 GMT</pubDate>
    <description>A multi-currency expense splitting audit found six money bugs a green test suite never saw. Read every defect, its cause, and the fix that deleted an engine.</description>
  </item>
  <item>
    <title>Four illustration styles, and the one that ships</title>
    <link>https://dimesum.com/blog/four-art-styles-one-ships</link>
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    <pubDate>Sat, 29 Aug 2026 09:00:00 GMT</pubDate>
    <description>Dimesum drew four illustration styles and shipped one. The brand art direction rule: a colour that cannot become a token cannot be re-themed.</description>
  </item>
  <item>
    <title>Why editing a shared expense must restate the split</title>
    <link>https://dimesum.com/blog/edit-must-restate-its-split</link>
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    <pubDate>Sat, 29 Aug 2026 09:00:00 GMT</pubDate>
    <description>Editing a shared expense in Dimesum means restating the whole split, so fixing a typo never pulls in a flatmate who joined later or flattens 70/30 to 50/50.</description>
  </item>
  <item>
    <title>The append-only ledger that keeps split-expense balances exact</title>
    <link>https://dimesum.com/blog/append-only-ledger-for-split-expenses</link>
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    <pubDate>Sat, 29 Aug 2026 09:00:00 GMT</pubDate>
    <description>Dimesum posts every split expense to an append-only ledger, so balances become a projection you can delete and rebuild instead of a number that drifts.</description>
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